What Retirement Company Offers 30 Year Plan?
I have seen a retirement firm online that offers retirement plans based on the years you have left until retirement. Anyone know who this firm is? They have several different plans where based on your retirement date they invest the money differently to help reach your goals.
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Look for “Target Retirement plans.” In addition to the companies listed above, take a look at plans offered by Fidelity.
These plans automatically adjust the amount of risk based on how long you have for retirement and could potentially be your only retirement investment, if you like the investments. Otherwise, it could be a cornerstone portion of your portfolio.
The most important part of your retirement plan is to make sure that you put in enough to reach your retirement goals. The retirement fund can help out, but ultimately it’s up to you to adequately fund it.